Five Questions About Long-Term Care
What is long-term care? Long-term care refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: Generally round-the-clock care that’s given by professional health care providers such as nurses, therapists, or aides under a doctor’s supervision. Intermediate care: Also […]
Disney Dreams to Retirement Planning
By Krista McBeath, McBeath Financial Group It’s been said that many people put more thought into planning a family vacation than they do into planning their retirement. Personally, I love a great vacation and I definitely understand the planning involved. At the top of the list of our family’s favorite destinations is Disney World, and […]
Don’t Get Scammed!
Submitted by Allison Fisher, Community Relations Director, Welbrook Senior Living In today’s world, scamming senior citizens is a common practice. Criminals target older adults because they are often more trusting. However, there are several ways that a senior citizen can avoid being scammed. Below are some helpful tips to avoid any scamming techniques. Tip 1: […]
Should You Take the Buyout?
Submitted by McBeath Financial Services There’s an old saying that there are only two things in life you can count on: death and taxes. The wisest of us count on a third thing throughout our lives: change. In fact, it’s been said that change is the only constant in our lives. As we grow and […]
What If – Could This Happen to Me?
By Steven Buttice, Founder and President, Living By Your Design, Inc. It’s late at night, you’re alone and driving home. You’re tired, but still have a couple miles to go. At last, you’re about a half mile from home. You relax and fall asleep at the wheel. You go off the road, waking up as […]
The 5 Most Important Ages for Retirement Planning
By Dennis Kagel, ChFC, Chartered Financial Consultant There’s a significance to certain age milestones as they pertain to planning for a sound retirement financially. The following five ages are especially important because of retirement plan contribution limits, withdrawal rights and requirements, and federal government benefits. Age 50 — Once you reach age 50 you can […]
What Am I Supposed to Do Now?!
Submitted by McBeath Financial Group Let’s face it. Sometimes you can do everything right, and it still feels like you end up getting a raw deal. You want to scream your frustrations at the world. You might even cry yourself to sleep at night, so worried about your family and your future that you can’t […]
Healthcare Consumers Save With a Shift to Outpatient Care
Submitted by Melissa Marx, Administrator, Ft. Jesse Imaging Center People easily panic at the unknown costs of required medical care. In today’s rapidly changing health care environment, it is difficult to know whether the procedure(s), physician, or care facility is included as part of your insurance coverage. Even if a procedure is covered, there is […]
Plan to Save Assets Not Lose Life Insurance
By Steven Buttice, founder and president, Living By Your Design, Inc. John is married and has three $100,000 life insurance policies. These policies have cash values of $35,000, $28,000, and $22,000 respectively. John and Mary are in their mid-70s and have done well accumulating assets during their working lives, but unfortunately, he had to move […]
Six Common Ways to Maximize Value and Minimize Expenses
By Dana VanGilder, SOS Property Transition Services Are you thinking about moving from your three-bedroom home of 20 or more years to a condo? Are your parents planning to move to a retirement community soon and your chest tightens every time you visit at the overwhelming prospect of sorting through all their belongings? Maybe you […]